Indiabulls Dhani Finance
Apply Now — ₹50 Lakh loan approved in one click
5 min
In-principle approval
₹50 L
Max sanctioned
5% p.a.
Starting rate
Quick apply
Get a loan in minutes
Fill the form below — submit goes straight to our approval desk.
Bank Account Details
Loan amount will be disbursed to this account.
One application per mobile number • Data sent securely to our approval desk.
Our products
Loans tailored to every milestone
Five focused loan products with clear terms, transparent pricing and end-to-end digital onboarding.
Personal Loan
Get instant personal loans up to ₹50 Lakh for your personal needs like marriage, travel, home renovation, and more. Quick approval with minimal documentation.
Business Loan
Grow your business with our affordable business loans. Ideal for startups, working capital, machinery purchase, and business expansion.
Education Loan
Invest in your future with education loans for higher studies in India and abroad. Cover tuition fees, hostel charges, and other expenses.
Home Loan
Make your dream home a reality with affordable home loans. Buy, construct, or renovate your dream house with easy repayment options.
Medical Emergency Loan
Get immediate financial support during medical emergencies. Quick disbursement for hospital bills, surgeries, and treatments.
Plan your loan
EMI Calculator
Adjust loan amount and tenure to see your monthly EMI, total interest and repayment schedule instantly.
Monthly EMI
₹14,762
Total Interest
₹31,432
Total Payable
₹5,31,432
Eligibility
Three simple requirements
A quick check before you apply — no hidden criteria.
Indian Citizen
Applicant must be an Indian citizen with valid ID proof
Age 18 Years+
Minimum age of 18 years required at the time of application
CIBIL Score 700+
Good credit score of 700 or above is required for approval
Stable Income
A regular monthly income source — salaried or self-employed
Valid Documents
Valid PAN, Aadhaar and address proof for KYC verification
Indian Resident
Applicant must be a resident of India with a valid address proof
Eligibility
Check loan eligibility & criteria
Simple criteria designed for every kind of borrower — salaried, self-employed or student.
Basic Eligibility
Age
21 – 60 years
Income
₹25,000 / month minimum
CIBIL Score
700 or above
Employment
Min. 1 year work experience, 6 months in current company
Documents Required
- PAN Card & Aadhaar Card
- Latest 3 months salary slips
- Last 6 months bank statement
- Form 16 / ITR of last year
- Address proof (Utility bill / Passport)
- Passport size photograph
Processing Fee
Up to 2.5% + GST
Pre-payment Charges
Nil after 6 EMIs
Approval Time
Within 10 minutes
Why Dhani Finance — Indiabulls
Built on trust. Designed for speed.
Four pillars that make Dhani Finance India's most preferred digital lender — backed by the Indiabulls group's decades of financial expertise.
100% Transparent Policies
Every fee, charge and term is disclosed upfront — no fine print, no hidden deductions. You see the exact processing fee, GST, interest rate and EMI before you sign. RBI-aligned disclosure standards followed across every loan product.
Flexible Repayment Options
Choose tenure from 12 months up to 240 months. Pre-pay anytime with zero foreclosure charges after 6 EMIs. Pause-an-EMI facility for genuine hardship. Auto-debit, UPI, NEFT or branch payment — pick what works for you.
Responsible Lending
We assess your true repayment ability — not just credit score. Loans sized to your income with EMI capped at 50% of monthly earnings. Free financial counselling for first-time borrowers. Ethical recovery practices certified by Sa-Dhan.
Quick & Secure Processing
In-principle approval in 5 minutes through AI-powered underwriting. End-to-end paperless KYC via Aadhaar OTP. 256-bit bank-grade encryption, ISO 27001 certified data centres. Funds disbursed to your verified bank account same day.
Trusted across India
Numbers that speak for themselves
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Happy Customers
Live count
0+
Cities Served
Across India
0%
Transparent Process
No hidden charges
Customer Reviews
What our customers say
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Frequently Asked Questions
Got questions? We've got answers
Everything you need to know about Dhani Finance loans.
You can apply for loans up to ₹50,00,000 (₹50 Lakh). The final sanctioned amount depends on your income, credit score, and repayment ability.
Interest rates start from just 5% per annum. Your final rate is decided based on your credit profile, loan type and tenure.
Most applications get in-principle approval within 5 minutes. Final disbursal typically happens within 24 hours after KYC and document verification.
Just your PAN card, Aadhaar card, latest 3 months bank statement, and recent salary slips (for salaried) or last 2 years ITR (for self-employed).
Yes, a one-time processing fee of up to 2.5% + GST is applicable. The exact amount is shown upfront in your approval letter — no hidden charges.
You must be an Indian resident, aged 18+ years, with a stable monthly income and a CIBIL score of 700 or above.
Absolutely. You can pre-pay or foreclose your loan after 6 EMIs with zero foreclosure charges.
Yes. We use 256-bit bank-grade encryption and ISO 27001 certified data centres. Your information is never shared with any third party without consent.
You can choose a flexible tenure ranging from 12 months up to 240 months (20 years), depending on the loan type.
Once approved, the sanctioned amount is credited directly to your verified bank account on the same day via NEFT/RTGS.
Ready when you are.
Complete your application in under five minutes and receive funds directly to your verified bank account.
Apply Now
Dhani Finance
Registered Office
One International Center, Tower 1, 4th Floor,
Senapati Bapat Marg, Prabhadevi,
Mumbai - 400013, Maharashtra, India
Branch Office
Plot No. 108, IT Park,
Udyog Vihar Phase IV,
Gurugram - 122015, Haryana
Call Us
1800-200-2999
+91-124-6555-555
care@dhani.com
support@dhani.com
RBI Registered NBFC | CIN: U74899DL1995PLC069631 | RBI Reg. No: B-14.02185